Table of Contents

Introduction

• Home
• Chapter 1 — The Financial Plan Most People Never Get

Core Foundations

• Chapter 2 — Understanding Money — The Basics Nobody Teaches
• Chapter 3 — How Money Grows — Compounding, Doubling, and the Rule of 72
• Chapter 4 — Monthly Budgeting for Real Life — The Only Way Out of Paycheck‑to‑Paycheck Living

Building Wealth

• Chapter 5 — Investing at Any Age — A Simple, Durable Strategy
• Chapter 6 — The Psychology of Money — Removing Emotion From Investing
• Chapter 7 — The Simple Portfolios That Work in All Weather

Starting Late & Accelerating Progress

• Chapter 8 — Starting Late — Building a Plan at 40, 50, or 60
• Chapter 9 — The Power of Savings Rate — The One Variable You Control

Retirement Planning

• Chapter 10 — Turning $500,000 or $1,000,000 Into Income You Can Live On
• Chapter 11 — Social Security — What It Is and How to Use It
• Chapter 12 — Healthcare and Insurance — Protecting Your Plan

Making It Last

• Chapter 13 — The First 10 Years of Retirement — What Really Happens to Your Money
• Chapter 14 — Making Your Money Last — Longevity, Flexibility, and Adjustments

Your Path Forward

• Chapter 15 — Your Personal Navigation Plan — A Simple Roadmap for the Next 30 Years